Business finances, under control.
Qonta does the daily finance work for growing businesses. It records Mobile Money, receipts and bank statements, checks every record, reminds clients who owe, and prepares VAT, PAYE and RSSB figures. You approve what matters.
42 businesses run their finances on Qonta
Built for how Rwandan businesses actually work
- Mobile Money and bank
- RRA certified EBM invoicing
- VAT, PAYE and RSSB figures
- Servers in Kigali
- Qonta app, web and WhatsApp
- Prices in Rwandan francs
You handled it yourself. Then the business grew.
More sales, more stock, clients who pay later, staff to pay and taxes every month. What used to take an hour now takes evenings. “I thought I could handle it myself, but now it's stressful, and I'm never sure we're compliant.”
Evenings lost to paperwork
The records are in notebooks, Excel, Mobile Money, the bank and the EBM, and only you can put them together. So it happens at night.
Never sure you are compliant
VAT, PAYE and RSSB every month, and an EBM receipt on every sale. A sale without one costs 10 times the VAT, and RRA can close the shop for 30 days.
- One sale, VAT included1,180,000
- The VAT inside it180,000
- Fine: 10 times the VAT1,800,000
Double the second time, or a 30-day closure
Surprises you see too late
A cash gap before a supplier payment, a client who never paid, a stock count that does not add up. By month end it is too late to act.
- Short for Friday's supplierCash
- Client 74 days lateDebt
- Shelf and book disagreeStock
- VAT due, nobody saw itTax
EBM fines: the 2015 VAT law, reported by The New Times, and RRA, About EBM (rra.gov.rw).
Qonta is your AI finance agent.
It does the daily finance work for your business, and it knows Mobile Money, EBM, VAT, PAYE and RSSB. You approve what matters, and a team in Kigali answers when you need one.
It works for you, and shows its work
Open Qonta and it tells you what it took in today and what waits for your answer. Ask it anything about your finances: it reads your books, shows each step it took, and answers with the figures.
Mobile Money and the bank, matched
Qonta reads your Mobile Money messages and bank statements, records them, and keeps every account matched with the books.
EBM invoicing, built in
Qonta is an RRA certified invoicing system. Every sale is signed and sent to RRA as it is made, with no separate EBM machine.
VAT, PAYE and RSSB figures, prepared
Qonta prepares them from the books and shows what is due next, ready for you or your accountant to file on time.
On WhatsApp or by phone. Monday to Saturday, 08:00 to 17:00.
A team that answers
A person in Kigali, on WhatsApp or by email, who knows how a Rwandan business runs: MoMo, EBM and the RRA calendar included.
Sales, purchases, stock, invoices, payroll and tax in one place.
You, and your team if you have one, work in the Qonta app, on the web or by WhatsApp. Qonta checks every record and catches mistakes before they reach the books.
Everything a company with a team records
One set of books, for everyone who needs them.
Whether you run the business alone or with a team, everyone signs in as themselves and every record keeps the name of the person who made it.
The owner
Qonta does the daily finance work. You approve what matters and get your evenings back.
The accountant
Your client's books are clean every day, and VAT, PAYE and RSSB figures are ready.
The team
Record in the Qonta app, on the web or by WhatsApp, in Kinyarwanda or English. Qonta does the rest.
Three steps to knowing where you stand.
Step 1 of 3
A demo with your own business
Book a time and tell us what your business does. We shape the demo around it, so you see your own sales, stock and debts in Qonta, not someone else's.
Free
No commitment
Your business
Not a sample company
No growing business should carry its finances alone.
When the finances are under control, owners make better decisions, stay compliant and grow. And if you have an accountant, they work faster, not harder.
What you gain
Know where you stand
Every day, not at month end
Ready for RRA
EBM, VAT, PAYE and RSSB in order
Your evenings back
Qonta does the daily work
Doors that open
Banks, investors and bigger clients
What you avoid
Month-end surprises
The picture is there all month
Cash gaps
See what is coming in and going out
Unpaid debts
Who owes you, with reminders
RRA penalties
Tax figures ready before the date
Plans for a business with a team.
One price for the whole business, not for each person in it. Prices in Rwandan francs, VAT inclusive.
Solo
1 user, the owner. For one person running the business alone.
9,500 RWF
per month, paid monthly or once a year
Start with SoloWhat you get:
- The Qonta app, the web and WhatsApp
- Invoices, quotations and RRA-certified EBM invoicing
- Point of sale, products and stock
- Bank, Mobile Money and cash, with statement import
- Who owes you, with automatic reminders
Professional
Most popularUnlimited users. For a business with a team, each person in their own role.
19,500 RWF
per month, paid every 3 months (58,500) or once a year
Start with ProfessionalEverything in Solo, plus:
- Team roles and approvals before money or stock moves
- Purchase orders and supplier bills, matched
- Double entry books, reconciliation and VAT
- Payroll with PAYE, RSSB and CBHI
- Recurring invoices and profit per project
Tailored: does your trade need its own way of working?
A pharmacy, a printer, a factory, a contractor billing in stages, or a distributor with several branches. One industry module included, set up by Qonta, from 29,500 RWF a month.
What is Qonta?
Qonta is your AI finance agent, accounting software made in Kigali for growing businesses in Rwanda. It does the daily finance work: it records Mobile Money, receipts and bank statements, checks every record, reminds clients who owe, and prepares VAT, PAYE and RSSB figures. You approve what matters. Sales, purchases, stock, invoices, payroll and tax are in one place, on the Qonta app, on the web or by WhatsApp.
What does Qonta do?
It keeps your sales and purchases in one set of books, sends invoices and quotations, keeps your stock and what it cost, runs payroll with PAYE and RSSB, chases what customers owe and prepares the VAT you file. Your profit and loss, balance sheet and cash flow are ready whenever you open them.
Who is Qonta for?
Growing businesses in Rwanda with real money moving through them every day and obligations to RRA, run by the owner alone or with a team: pharmacies, distributors, shops, factories and workshops, printers, consultants, agencies and other service businesses. An owner working alone uses Solo; a business with a team uses Professional or Tailored.
Is Qonta approved by the RRA?
Yes. Qonta is an RRA certified invoicing system under EBM 2.1, so the receipts it issues are signed EBM receipts. You do not need a separate EBM machine.
How much does Qonta cost?
Plans start at 9,500 RWF a month for Solo, the plan for one person running the business alone. Professional and Tailored have unlimited users: you pay for the business, not for the people in it.
Is Qonta the same as Qonto?
No. Qonta is Qonta Ltd, a Rwandan company in Kigali, and its site is qonta.rw. Qonto is a French business bank and is not related to Qonta.
Business finances, under control.
See your own business in Qonta. Book a demo with the team in Kigali.